Home » Our Services » HM Armed Forces » Life & Critical Illness Cover

Life & Critical Illness Cover

The specialised nature of your work means that many insurers won’t provide the cover you need. At Apex CB Financial Planning we can help you to find the right cover for your needs.

Obtaining insurance cover whilst serving requires careful timing. For example if you plan to buy a house in the next 12 months then it’s important not to leave it until you are under orders before sorting out the insurance. Act immediately, because it can take time to get the policy started because of medical and occupational underwriting.

Many traditional insurers don’t fully understand the nature of forces life, and immediately apply “war risks” exclusions irrespective of whether you are in a war zone or back home. We can guide you to insurers that understand the difference and apply realistic decisions based on your situation.

Speak to us about how you can get the cover you need for your family or mortgage with an insurer that understands your job.

Testimonials

“As a serving Royal Marine a former work colleague introduced me to Apex CB Financial Planning Ltd a couple of years ago. Since the introduction I have used Apex CB …

+ Read More

“My wife and I have used Chris for a considerable number of years to provide financial expertise which has been extremely accurate, trustworthy and useful in our financial planning. I …

+ Read More

“Chris has consistently added value to the client relationship when I have introduced him. He has a good manner with the clients, reassuring the nervous and speaking on equal terms …

+ Read More

“I have been using Apex CB financial planning for a number of years now and have always been impressed with the service provided and the recommendations made. One specific example …

+ Read More

“It is always reassuring and comforting to receive comprehensive and professional advice regarding ones savings and investing plans for the future. These sentiments have been developed during my association with …

+ Read More

“I completed my service with the Royal Navy in 2009 and was in receipt of my end of services gratuity and pension. Chris was recommended as a financial adviser with …

+ Read More

“Chris Ryan has advised me over the years on various financial aspects, I have found his knowledge on investments, pensions and other financial matter to be very customer focused. His …

+ Read More

My wife and I have enjoyed the financial expertise of Chris Ryan for the last ten years. We have found Chris to be a thoroughly professional advisor who takes pride …

+ Read More